{"id":143,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T10:00:00","guid":{"rendered":"https:\/\/www.theinsurancehousetucson.com\/blog\/?p=143"},"modified":"2025-05-21T15:43:08","modified_gmt":"2025-05-21T21:43:08","slug":"do-you-need-flood-insurance-if-you-have-home-coverage","status":"publish","type":"post","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/","title":{"rendered":"Do You Need Flood Insurance If You Have Home Coverage?"},"content":{"rendered":"<p>Whether you just purchased a new house in Tucson, AZ, or you&#8217;re a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a homeowner can be a challenge, even for the most experienced homeowners. For this reason, homeowners of all experience levels will sometimes ask us whether they need certain types of coverage if they already have homeowner&rsquo;s insurance. While you may assume that your homeowner&rsquo;s insurance covers everything under the sun (or at least under your property line), the truth is that every insurance policy varies and having different policies to cover different aspects of your home or protect against different types of issues can be wise.<\/p>\n<h2>What Is Flood Insurance?<\/h2>\n<p>Flood insurance is an insurance policy that may cover liability and damage related to flooding, according to the policy terms. Since every flood insurance policy is different, it&#8217;s best to consult with a qualified insurance agent at our agency to see what your flood insurance covers. Each policy varies in terms and limits.<\/p>\n<h2>Do You Need Flood Insurance If You Have Home Coverage?<\/h2>\n<p>Even if you already have home coverage, you should speak with one of our agents about whether flood insurance would be right for you. Since home coverage often doesn&rsquo;t protect against flooding, you don&#8217;t want to find out the hard way that your home insurance policy fails to cover flooding-related expenses. Flood insurance can give you the financial security you need in a storm.<\/p>\n<h2>Contact The Insurance House in Tucson for Flood Insurance<\/h2>\n<p>For more information on flooding insurance options, call us at The Insurance House in Tucson, AZ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you just purchased a new house in Tucson, AZ, or you&#8217;re a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[17,19,26,8,16],"class_list":["post-143","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-az","tag-flood-insurance","tag-home-coverage","tag-the-insurance-house","tag-tucson"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Whether you just purchased a new house in Tucson, AZ, or you&#039;re a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | The Insurance House -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House\" \/>\n\t\t<meta property=\"og:description\" content=\"Whether you just purchased a new house in Tucson, AZ, or you&#039;re a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-05-30T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-05-21T21:43:08+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Whether you just purchased a new house in Tucson, AZ, or you&#039;re a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#blogposting\",\"name\":\"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House\",\"headline\":\"Do You Need Flood Insurance If You Have Home Coverage?\",\"author\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-05-30T04:00:00-06:00\",\"dateModified\":\"2025-05-21T15:43:08-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#webpage\"},\"articleSection\":\"Insurance, AZ, flood insurance, home coverage, The Insurance House, Tucson\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#listItem\",\"name\":\"Do You Need Flood Insurance If You Have Home Coverage?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#listItem\",\"position\":3,\"name\":\"Do You Need Flood Insurance If You Have Home Coverage?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#organization\",\"name\":\"Blog | The Insurance House\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#webpage\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/\",\"name\":\"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House\",\"description\":\"Whether you just purchased a new house in Tucson, AZ, or you're a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/do-you-need-flood-insurance-if-you-have-home-coverage\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-05-30T04:00:00-06:00\",\"dateModified\":\"2025-05-21T15:43:08-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/\",\"name\":\"Blog | The Insurance House\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House","description":"Whether you just purchased a new house in Tucson, AZ, or you're a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a","canonical_url":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#blogposting","name":"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House","headline":"Do You Need Flood Insurance If You Have Home Coverage?","author":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#organization"},"datePublished":"2025-05-30T04:00:00-06:00","dateModified":"2025-05-21T15:43:08-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#webpage"},"isPartOf":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#webpage"},"articleSection":"Insurance, AZ, flood insurance, home coverage, The Insurance House, Tucson"},{"@type":"BreadcrumbList","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.theinsurancehousetucson.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#listItem","name":"Do You Need Flood Insurance If You Have Home Coverage?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#listItem","position":3,"name":"Do You Need Flood Insurance If You Have Home Coverage?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#organization","name":"Blog | The Insurance House","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#webpage","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/","name":"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House","description":"Whether you just purchased a new house in Tucson, AZ, or you're a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/#breadcrumblist"},"author":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-05-30T04:00:00-06:00","dateModified":"2025-05-21T15:43:08-06:00"},{"@type":"WebSite","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#website","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/","name":"Blog | The Insurance House","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | The Insurance House -","og:type":"article","og:title":"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House","og:description":"Whether you just purchased a new house in Tucson, AZ, or you're a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a","og:url":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/","article:published_time":"2025-05-30T10:00:00+00:00","article:modified_time":"2025-05-21T21:43:08+00:00","twitter:card":"summary_large_image","twitter:title":"Do You Need Flood Insurance If You Have Home Coverage? - Blog | The Insurance House","twitter:description":"Whether you just purchased a new house in Tucson, AZ, or you're a long-time resident of the area who needs new flood insurance, our team of qualified insurance professionals at The Insurance House in Tucson, AZ, is here to help protect your home against flooding and related issues. Navigating the complexities of insurance as a"},"aioseo_meta_data":{"post_id":"143","title":null,"description":null,"keywords":null,"keyphrases":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_custom_url":null,"og_image_custom_fields":null,"og_image_url":null,"og_image_width":null,"og_image_height":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_image_url":null,"twitter_title":null,"twitter_description":null,"schema_type":"default","schema_type_options":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"limit_modified_date":false,"ai":null,"breadcrumb_settings":null,"seo_analyzer_scan_date":null,"created":"2026-10-14 04:24:31","updated":"2026-10-14 04:24:31"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.theinsurancehousetucson.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDo You Need Flood Insurance If You Have Home Coverage?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/"},{"label":"Insurance","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/insurance\/"},{"label":"Do You Need Flood Insurance If You Have Home Coverage?","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/do-you-need-flood-insurance-if-you-have-home-coverage\/"}],"_links":{"self":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts\/143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/comments?post=143"}],"version-history":[{"count":1,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts\/143\/revisions"}],"predecessor-version":[{"id":144,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts\/143\/revisions\/144"}],"wp:attachment":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/media?parent=143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/categories?post=143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/tags?post=143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}