{"id":153,"date":"2025-10-31T12:00:00","date_gmt":"2025-10-31T18:00:00","guid":{"rendered":"https:\/\/www.theinsurancehousetucson.com\/blog\/?p=153"},"modified":"2025-10-15T10:13:42","modified_gmt":"2025-10-15T16:13:42","slug":"getting-more-liability-coverage-with-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/","title":{"rendered":"Getting More Liability Coverage With Umbrella Insurance"},"content":{"rendered":"<p>As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don&#8217;t extend far enough to fully cover serious accidents. That&#8217;s where umbrella insurance comes in.<\/p>\n<p>Here at The Insurance House in Tucson, AZ, we can help you supplement your existing coverage with an umbrella policy, providing a higher level of protection.<\/p>\n<h2>The Benefit of Extended Liability Coverage<\/h2>\n<p>Your home and auto insurance policies both contain liability coverage, but it&#8217;s often not adequate. Serious accidents can result in substantial medical bills and other costs, like lost wages. By adding umbrella insurance, you will increase the liability coverage across your insurance policies. You amplify your home and auto coverages from a single policy, creating a safety net for costlier accidents.<\/p>\n<h2>Overcoming the Aftermath of Accidents<\/h2>\n<p>Umbrella insurance is typically purchased to ensure enough coverage for even the most serious accidents. If your home or auto policy is depleted after an accident, that&#8217;s when your umbrella policy steps in. This keeps you from having to pay out of pocket for any remaining balance after the initial policy has exhausted its coverage.<\/p>\n<h2>Securing Your Umbrella Insurance<\/h2>\n<p>An umbrella policy offers enhanced protection against severe accidents. When you&#8217;re ready to explore umbrella insurance options or purchase a policy, contact us at The Insurance House in Tucson, AZ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don&#8217;t extend far enough to fully cover serious accidents. That&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8,11],"class_list":["post-153","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-the-insurance-house","tag-tucson-az"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don&#039;t extend far enough to fully cover serious accidents. That&#039;s\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | The Insurance House -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House\" \/>\n\t\t<meta property=\"og:description\" content=\"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don&#039;t extend far enough to fully cover serious accidents. That&#039;s\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-10-31T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-10-15T16:13:42+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House\" \/>\n\t\t<meta name=\"twitter:description\" content=\"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don&#039;t extend far enough to fully cover serious accidents. That&#039;s\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#blogposting\",\"name\":\"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House\",\"headline\":\"Getting More Liability Coverage With Umbrella Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-10-31T12:00:00-06:00\",\"dateModified\":\"2025-10-15T10:13:42-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#webpage\"},\"articleSection\":\"Umbrella Insurance, The Insurance House, Tucson AZ\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/umbrella-insurance\\\/#listItem\",\"name\":\"Umbrella Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/umbrella-insurance\\\/#listItem\",\"position\":2,\"name\":\"Umbrella Insurance\",\"item\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/umbrella-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#listItem\",\"name\":\"Getting More Liability Coverage With Umbrella Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#listItem\",\"position\":3,\"name\":\"Getting More Liability Coverage With Umbrella Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/category\\\/umbrella-insurance\\\/#listItem\",\"name\":\"Umbrella Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#organization\",\"name\":\"Blog | The Insurance House\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/\",\"name\":\"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House\",\"description\":\"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don't extend far enough to fully cover serious accidents. That's\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/getting-more-liability-coverage-with-umbrella-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-10-31T12:00:00-06:00\",\"dateModified\":\"2025-10-15T10:13:42-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/\",\"name\":\"Blog | The Insurance House\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.theinsurancehousetucson.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House","description":"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don't extend far enough to fully cover serious accidents. That's","canonical_url":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#blogposting","name":"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House","headline":"Getting More Liability Coverage With Umbrella Insurance","author":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#organization"},"datePublished":"2025-10-31T12:00:00-06:00","dateModified":"2025-10-15T10:13:42-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#webpage"},"articleSection":"Umbrella Insurance, The Insurance House, Tucson AZ"},{"@type":"BreadcrumbList","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.theinsurancehousetucson.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/umbrella-insurance\/#listItem","name":"Umbrella Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/umbrella-insurance\/#listItem","position":2,"name":"Umbrella Insurance","item":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/umbrella-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#listItem","name":"Getting More Liability Coverage With Umbrella Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#listItem","position":3,"name":"Getting More Liability Coverage With Umbrella Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/umbrella-insurance\/#listItem","name":"Umbrella Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#organization","name":"Blog | The Insurance House","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#webpage","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/","name":"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House","description":"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don't extend far enough to fully cover serious accidents. That's","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-10-31T12:00:00-06:00","dateModified":"2025-10-15T10:13:42-06:00"},{"@type":"WebSite","@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#website","url":"https:\/\/www.theinsurancehousetucson.com\/blog\/","name":"Blog | The Insurance House","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.theinsurancehousetucson.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | The Insurance House -","og:type":"article","og:title":"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House","og:description":"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don't extend far enough to fully cover serious accidents. That's","og:url":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/","article:published_time":"2025-10-31T18:00:00+00:00","article:modified_time":"2025-10-15T16:13:42+00:00","twitter:card":"summary_large_image","twitter:title":"Getting More Liability Coverage With Umbrella Insurance - Blog | The Insurance House","twitter:description":"As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don't extend far enough to fully cover serious accidents. That's"},"aioseo_meta_data":{"post_id":"153","title":null,"description":null,"keywords":null,"keyphrases":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_custom_url":null,"og_image_custom_fields":null,"og_image_url":null,"og_image_width":null,"og_image_height":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_image_url":null,"twitter_title":null,"twitter_description":null,"schema_type":"default","schema_type_options":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"limit_modified_date":false,"ai":null,"breadcrumb_settings":null,"seo_analyzer_scan_date":null,"created":"2026-10-14 05:06:18","updated":"2026-10-14 05:06:18"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.theinsurancehousetucson.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/umbrella-insurance\/\" title=\"Umbrella Insurance\">Umbrella Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tGetting More Liability Coverage With Umbrella Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/"},{"label":"Umbrella Insurance","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/category\/umbrella-insurance\/"},{"label":"Getting More Liability Coverage With Umbrella Insurance","link":"https:\/\/www.theinsurancehousetucson.com\/blog\/getting-more-liability-coverage-with-umbrella-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts\/153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/comments?post=153"}],"version-history":[{"count":1,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts\/153\/revisions"}],"predecessor-version":[{"id":154,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/posts\/153\/revisions\/154"}],"wp:attachment":[{"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/media?parent=153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/categories?post=153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theinsurancehousetucson.com\/blog\/wp-json\/wp\/v2\/tags?post=153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}