Auto Insurance in Arizona
Chances are you have spent a decent chunk of change on your car that you can't simply afford to spend again if you're involved in an accident. If you want to feel safe out on the road, a Tucson, AZ auto insurance policy from The Insurance House can help.
Is Auto Insurance Required?
The short answer to this question is yes, auto insurance is required to drive in most states. States such as New Hampshire allow you to skip out on auto insurance with the expectation that you'll be paying for damages out of pocket if you're involved in an accident. However, in the state of Arizona, you're required to carry at least liability auto insurance to drive legally. This is to ensure that damages to the other driver's vehicle, as well as their medical bills, can be paid for in the event of an accident.
Liability vs. Full Coverage
When it comes to auto insurance, there's one big decision you must make right off the bat: liability or full coverage. This is a big decision because your choice will affect what's covered in the event of an accident and how much you must pay for your monthly premium. Liability coverage is the minimum requirement in Arizona and is the most popular, as it allows you to pay for damages to other parties when you're involved in an accident. However, if you want to have damages to your vehicle paid for when you're involved in an accident, you need full coverage. Full coverage auto insurance means you get reimbursed for your totaled car when you're in a bad accident, so you don't have to worry about paying out of pocket.
Having the right Tucson, AZ insurance policy is crucial if you want to protect your belongings, and The Insurance House can help. Visit our website to get a free online quote today.