The Insurance House

2801 E Broadway,
Tucson, AZ 85716

Get Directions

Boat/Watercraft Insurance in Arizona


You bought a boat to enjoy time with yourself, your friends, or your family, and the last thing you want to worry about on the water is life stress like bills and money. But, without boat insurance, anything from the rocky shoreline to not-so-calm waves can quickly turn your day into a nightmare. With the average boat price falling somewhere between $15,000 and $30,000, that small accident can be a financial disaster.

What is Boat Insurance?

Like auto insurance, boat insurance helps cover damages in the case of a boating/watercraft accident. At The Insurance House, we provide a variety of coverage options for people in the Tucson, AZ area, and we can customize your insurance plans to fit your specific needs. After all, not everyone boats the same — why should everyone pay the same?

How Does Boat Insurance Work?

When you purchase boat and watercraft insurance through your Arizona insurance agent, you'll select "coverages" and build an insurance plan that makes sense for your boating needs. Once you have insurance, you can file a claim if you are event involved in an accident. If your claim is covered, your insurance agent will pay for all losses up to your claim limit.

Do You Have to Have Boat Insurance?

In Arizona, you are not required by law to purchase boat insurance.

Why Buy Boat Insurance?

Did you know that there were 4,158 recreational boating/watercraft accidents in 2015? Those accidents caused a total of $42 million of damage. Boating accidents happen. Like any insurance plan, boating insurance helps protect you in the case of a boating accident. Not only does it help prevent stress and worry when you're out on open water, but it helps safeguard you against the cost of expensive boating accidents.

How Do You Get Boat Insurance?

At Insurance House, we provide comprehensive boating and watercraft insurance to residents of Tucson, Arizona. Are you ready to stop worrying about the cost of boating accidents? We'll help you get covered so that you can go back to doing what you do best — enjoying your boat!

Contact us for a quote today!

Our Partners


  • American Modern
  • Austin Mutual
  • Badger
  • Bristol West
  • CBIC
  • Commonwealth
  • Encompass
  • Foremost
  • Hagerty
  • Liberty Mutual
  • Mapfre
  • Markel
  • Philadelphia
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • Travelers