Flood Insurance in Arizona
Your home should be a place where you feel safe and secure, but that's not the case if you don't have the right coverage for your home. Here's what you need to know about getting an Arizona flood insurance policy from The Insurance House.
The first thing you need to realize when it comes to flood insurance is the fact that flood zones are one of the biggest determining factors in whether you need this type of coverage. Flood maps show which areas of the country are more prone to flooding and being in one of those areas means you're at a higher risk than most people. If you're still paying your home off and you live in a flood zone, there's a good chance your bank will require you to carry flood insurance until you've paid the home off. Even after your mortgage is fully paid off, it's still a good idea to have flood insurance if you're in a flood zone.
While your home insurance covers a lot of things in terms of damage to your Arizona home, there are two types of damage that aren't covered: floods and earthquakes. If you're expecting your homeowner's insurance to cover damage to your home that resulted from a flood, you're in for an unpleasant surprise.
A Quick Note
When you purchase flood insurance for your Tucson, AZ home, it's important to make sure you understand your coverage options. Ask about how much coverage you're being offered, what's affecting your deductible and what will be covered in the event of a flood.
Making sure your home is protected even in the event of a flood is crucial, and The Insurance House is here to help. If you're in need of flood insurance for your Tucson, AZ home, give us a call today to get a free quote.