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What Are the Benefits of Umbrella Insurance?

No one likes to think about what could go wrong, but it’s essential to be prepared for the worst. That’s where umbrella insurance comes in. If you live in Tucson, AZ, and are looking for umbrella insurance, The Insurance House can help.

Here are some of the benefits of umbrella insurance:

Provide Additional Coverage

Umbrella insurance provides additional coverage beyond your homeowners, auto, or watercraft policy limits. It offers protection against claims that may be excluded by your other policies, such as libel, slander, certain business-related liabilities, and damage to rental property.

Umbrella insurance can also provide coverage for situations that may not be covered by your other policies, such as injuries sustained while participating in hazardous activities. In addition, umbrella insurance can help to protect your assets if you are sued. While umbrella insurance is not required, you’ll live knowing that you and your assets are protected.

Comes With Rider Benefits

Umbrella insurance policies often come with riders or additional benefits that can further protect you. For example, an umbrella insurance policy includes a personal injury rider which provides coverage for certain medical expenses, legal fees, and lost wages if you are injured due to someone else’s negligence.

Riders can vary from policy to policy, so it’s important to talk to your insurance agent about what riders are available and which ones make sense.

Protects Your Future Earnings

Umbrella insurance can also protect your future earnings. If you are sued and found liable for damages exceeding your other policies’ limits, your future earnings may be at risk. Umbrella insurance can protect your future earnings by providing additional coverage beyond the limits of your other policies.

If you’re looking for umbrella insurance in Tucson, AZ, The Insurance House can help. Contact us to learn more about our umbrella insurance policies and how we can help you protect your assets.

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