The Insurance House

2801 E Broadway,
Tucson, AZ 85716

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Do I Need Watercraft Insurance for my Jetski in Tucson, AZ?

In Tucson, AZ, you are not required to have watercraft insurance for your jet ski. However, it is still a good idea to have coverage in case of an accident. Here are some things to consider when making your decision about whether to purchase watercraft insurance:

Repair and Replacement Costs

If you get in an accident, you will be responsible for your jet ski’s repair or replacement cost. Your insurer may cover all or some of these expenses if you have insurance. A representative from The Insurance House can help you determine how much coverage you need for your jet ski.

Medical Coverage

If you or a passenger are injured in an accident, you may be responsible for medical bills. These expenses can add up quickly, so it is crucial to have adequate coverage. Watercraft insurance can help cover these costs and give you peace of mind while you are enjoying the Tucson sun.

Liability Coverage

If you are found at fault in an accident, you could be sued for the other person’s injuries and property damage. Watercraft insurance can help protect you financially if they sue you. A lawsuit endangers your bank account and personal assets, such as your home or savings account.

It can also affect your future earnings. If you are sued and lose, the court could order you to pay the other person’s medical bills, lost wages, and pain and suffering.

The Insurance House offers watercraft insurance for jet skis and other personal watercraft. We can help you find the right coverage for your needs. Call us today to learn more.

3 Reasons to Get Flood Insurance Today

If you live in the Tucson, AZ area you probably don’t think about floods too much. But living in the desert doesn’t mean you’ll never be subjected to a flood at your home. By working with The Insurance House, you can get the flood insurance you need to protect what’s important to you. There are many great reasons to choose an insurance policy that meets your needs. Here are three of the most important reasons to reach out for a flood policy today.

1. Anywhere It Can Rain, It Can Flood

Even deserts can have flooding problems. Most of the year, it may seem dry and arid, but the monsoon season or an unexpected storm can cause issues you’d much rather avoid. Being protected and prepared is essential, even for people in drier climates.

2. Peace of Mind is Very Important

The right flood policy can help you feel confident and secure when taking good care of your home and family. It’s a good idea to periodically review all your insurance documents and add or increase anything that needs to be adjusted.

3. Homeowners’ Policies Don’t Include Flood Insurance

Your standard homeowners’ insurance policy is important for protecting your home, but it’s not going to cover flooding in most cases. You’ll need a separate policy for that, and your agent can help you determine whether you have coverage for floods.

If you want to ensure you have an excellent flood policy and the right type and level of protection for your Tucson, AZ area home, The Insurance House can help. Reach out to us today, and we’ll work with you on a policy that gives you all the value and protection you want and deserve.

What Arizona families need to know about life insurance

If you and your family live in the Tucson, AZ metro area, it’s time to contact the team at The Insurance House. We provide all lines of insurance, including a range of life policy types. If it’s time to protect your family, give us a call today.

Understanding life insurance in Arizona

When it comes to life insurance, choosing the policy that is right for your family’s needs can seem confusing, and even stressful at times. There are a few basics that can help you make the right decision. For example, how much coverage do you need? The answer to this question often hinges on:

  • the current financial situation of your family
  • whether both spouses work outside the home
  • the age of your children
  • the level of financial security that you want your survivors to enjoy

Family status can factor quite a lot into determining how much and what type of life insurance you may need. Adults who do not have children, or those with grown children, may only need a policy to cover burial expenses. Others may have young children and want to make sure that they are provided for, no matter what the future may hold.

It’s important to calculate the correct policy amount for your specific situation, bearing in mind that the amount of appropriate coverage can change over time.

Other considerations include choosing the type of policy, which will also depend on your future needs.

We can help you protect your family

The Insurance House is proud to serve the insurance needs of the greater Tucson, AZ metro area. We strive to deliver excellence in all that we do! If you are looking for a partner to help you protect your family, call or stop by today!

Pontoon Boats and Insurance: Your Protection

The Insurance House, serving Tucson, AZ, can provide unique pontoon boat insurance for many clients. Understanding your option is critical as it can provide you with the unique ability to protect your boat without costing you too much money in the process. 

How Pontoon Insurance Works 

Pontoon boat insurance is not majorly different from your traditional or standard boating option. However, it is designed specifically for pontoon boats. These large watercraft are usually over 20 feet long and provide you with a fun and engaging experience when on the water. 

Your policy will be decided based on the quality and value of your pontoon boat. For example, if you have a $50,000 boat, you’ll need a policy that covers that replacement cost. You’ll also get an adjusted policy type based on various other factors, such as how often the boat gets used. 

Coverage Types 

Pontoon boat insurance falls under the same basic headings as boat insurance. For instance, you’ll have liability protection that keeps you safe if you cause any injuries to others. The extent of this coverage will vary, so make sure that you check your policy to make sure you get what you want. 

You can also get comprehensive policies to pay for things like replacing your boat if it gets stolen or totaled, repairing damage caused to your boat in an accident, repairs to other people’s property, and much more. The options vary depending on your coverage need. 

You Can Find a Great Policy 

If you need coverage for your pontoon boat and need a company you can trust, don’t hesitate to contact us at The Insurance House today to learn more. Our team can cover your Tucson, AZ pontoon needs and will do what they can to help you.

Your Flood Insurance Options

Flood insurance is not always optional and can put you in a good financial position if you get ahead of it. But even when you do not need flood insurance, you might want to look into it if you live in an area at any risk of flooding, not just high risk.

Flood insurance can cover damage to your house or to your valuables in case of a flood. If you live in a high-risk area, you might need flood insurance at least once in your life. The Insurance House in Tucson, AZ proudly flood insurance quotes for people living in Arizona. We can give you several quotes from different providers so that you know that you have different options for yourself. 

Home mortgage

If you live in a high-risk area for flooding, you might not be able to get a mortgage for your home without flooding insurance due to the high risk of flooding and flooding damage. You might need to keep flood insurance until you have paid off your mortgage payments.

At the same time, you do not want to leave yourself out dry, and you should always consider flood insurance if you live in a high-risk area, even if your mortgage payments do not require you to do so anymore. 

Whether you already have floor insurance or you are looking into it now, we can help you review or get new flood insurance. Our agents can walk you through your options and discuss with you what type of coverage you need. If you live in Arizona, call The Insurance House in Tucso,n AZ. Call us or request a quote on the website. 

Life Insurance Coverage Options

Not many people want to think about their death — but the last thing you would want to imagine is leaving your loved ones in a financial slump upon your demise. For this reason, you need to invest in life insurance from The Insurance House.

But do you know that life insurance is broad? Yes, there exists more than one type of life insurance plan. But don’t be worried about the many life insurance coverages — we are here to advise you on the one that falls within your financial plan.

Here are some life insurance coverages to consider.

Term life insurance

This policy is active for a certain period. If you die, your beneficiaries get a death benefit. The death benefit can be paid as a lump sum, monthly payments, or annuity. However, if you survive within the period of the policy, the payout is lost.

Whole life insurance

It’s a type of permanent life insurance plan because it doesn’t expire. It remains active throughout your lifetime as long as you service your premiums. Upon your death, your beneficiaries get a death benefit. However, it accumulates a cash value that can supplement your retirement income when alive.

Universal life insurance

It accumulates a cash value and has a death benefit, just like the whole life insurance plan. The only difference is that you can alter your premiums and death benefits without getting a new policy.

The above are the most common life insurance plans, but other variations include:

  • Variable life insurance
  • Indexed universal life insurance
  • Variable universal life insurance

With so many life insurance coverages, choosing the ideal one can be confusing. However, this doesn’t have to be the case when you partner with The Insurance House in Tucson, AZ. We will explain the different life insurance plans and offer advice on the ones that suit your lifestyle and budget. Contact us or visit our offices today to get started.

Umbrella Insurance and Your Business Liabilities in Arizona

Umbrella insurance is a coverage that anybody can get to help protect them from financial liabilities in the event that their insurance is capped out on a claim, or they are the subject of a lawsuit. It is often umbrella insurance that complements a home or auto insurance policy.

Umbrella insurance is also often used in business for the same purposes. At The Insurance House, we want Tucson, AZ business owners to have the insurance they need to protect them from financial loss.

Why Your Business Needs Umbrella Insurance

It only takes a minute in your life for your business to close permanently because of a lawsuit. In today’s world, you never know what could happen. A slip and fall that caps out your commercial insurance or an auto collision that maxes out your commercial auto insurance could ruin you.

Worse, the wrong thing said about you could have you in court defending yourself with exorbitant costs.

All of these accidents and liabilities can be covered by umbrella insurance.

What Umbrella Insurance Can Cover for You

When it comes to problems in business today, you have everything to lose. Umbrella insurance can cover a variety of expenses that you may not have even thought of. 

Umbrella insurance can cover the following rising costs in today’s world:

• Out of pocket legal bills and settlement expenses
• Medical costs 
• Vehicle repairs and replacements

You may not be expecting legal bills, but they can happen today over anything. Today’s settlements for an accident or even defamation are often adjudicated in the millions. You want to avoid that.

You already have liability coverage in your commercial policy. Umbrella insurance simply enhances that and provides more coverage.

Protect Your Business

When you have a business in Tucson, AZ, you should consider umbrella insurance. It will complement your existing coverage, and give you peace of mind. Call The Insurance House for a quote to protect your business today.

Pennsylvania Commercial Insurance: What You Need to Know About Cyber Protection

When you are looking at your commercial insurance policy, one add-on or rider you may want to consider is cyber protection. In today’s world, cyber attacks are taking out businesses every single day in America. When a business is down for one minute, thousands of dollars could be lost.

At The Good Insurance Group LLC, we want Bloomsburg, PA business owners to know what is available to them when it comes to cyber protection. Your business needs it now more than ever.

Business Interruption Insurance

Business interruption insurance is precisely what it sounds like. In the event that your business is interrupted due to a cyber event, your cyber protection would cover the losses incurred during that interruption.

Identity Theft

Many policies for cybersecurity insurance offer add-ons or riders for identity theft. This coverage will help pay for the costs that your business will incur in order to recover your business identity in any way.

That will include any identification you need replaced, credit cards, business accounts, or loans and contract information.

Cyber Events and Data Breaches 

A cyber event is a malicious attack on a system or network that is intentional. This can include business interruption damages, but you may also experience a number of damages that include data breaches, lost customers, and impaired systems.

Build Safeguards

An important part of qualifying for a cybersecurity insurance policy is having safeguards in place. You won’t be able to show damages if an attack happens if you don’t have the systems in place to protect yourself. Your insurance company wants you to show you are responsible and taking measures to avoid a cyberattack in the first place.

Get those measures in place as you seek a cyber protection policy.

Get a Quote

At The Good Insurance Group LLC, we want Bloomsburg, PA business owners to be protected with cybersecurity protection. Call us today for a quote to review or update your existing commercial insurance policy.

4 Boat Insurance Add-ons to Consider

You have bought a boat in Tucson, AZ. Congratulations! There are not many things that beat the coziness of spending time on the water. However, as you have great times in the water, don’t forget one thing: boat insurance. Watercraft insurance protects you, your boat, and passengers from boating accidents that can cause unspeakable damages. 

While buying insurance is one thing, do you know add-ons to consider to get the best out of your coverage? If not, hang on as The Insurance House guides you on add-ons to consider for your boat insurance.

Comprehensive and collision coverages

Think about the hard work you have put into owning your boat. It’s massive, right? Having said that, you need boat insurance to safeguard your prized asset when perils like accidents, falling objects, theft, fire, and other risks occur. In addition, boat insurance covers repairs and even replacing your boat when a total loss occurs. 

Liability coverage

While boat accidents aren’t as common as vehicular accidents, boating accidents still happen. And when you are deemed liable for a boating accident, you could face property damage, bodily injury, and possible legal claims. Without liability coverage, you could face significant out-of-pocket expenses. 

Medical payments coverage

Every day, medical costs in America are on the rise. While you may comfortably afford out-of-pocket medical costs for minor injuries, it’s for severe accidents that you need MedPay coverage. This coverage comes in handy, especially when you don’t have health insurance, by covering medical expenses for you and your passengers following a boat accident.

Uninsured boater coverage

This insurance coverage saves the day when you collide with another boater without coverage. Unfortunately, since boat insurance isn’t mandatory in Arizona, it’s not uncommon to encounter uninsured boaters. However, if you have this coverage, it covers medical costs and property damage inflicted by uninsured boaters.

Buy boat insurance today!

Do you own a boat in Tucson, AZ? It’s time to protect your investment with boat insurance from The Insurance House. All you need is to contact our team for an affordable quote. 

3 Top Benefits of Flood Insurance

Being home to rivers like Verde, Salt, and Gila, the flooding threat is never far for Arizona residents. River, flash, and coastal floodings can happen unexpectedly, putting many homes in danger. And because typical home insurance doesn’t cover damages, homeowners could be left counting unimaginable losses when floods damage their homes. So, what’s next? If you have a home in Tucson, AZ, and the nearby areas, you need flood insurance from The Insurance House to protect your investment. Here are the benefits you accrue when you buy flood insurance.

Protects your property

How much does your home cost? It’s probably thousands of dollars. Given that your home is one of the most expensive investments you have, you need to protect it from flood damage to avoid financing costly repairs from your pocket. 

Flood insurance pays damages to your roof, walls, floor, and other permanent fixtures to your house when floods strike. Flood insurance, through the NFIP, covers your home up to $250,000 and personal assets up to $100,000, but you can increase this coverage at an additional premium. 

It gives you peace of mind.

Weather can be unpredictable. Floods can occur without warning, causing significant damage to your building and the contents inside. Instead of worrying every time the weatherman mentions a looming storm, purchase flood insurance for year-round peace of mind.

To protect your loved ones.

Home is a safe haven for your loved ones and pets. If floods strike today, your loved ones are faced with the prospect of becoming homeless or renting an apartment. If you cherish your home and loved ones, purchase flood insurance to ensure that you can quickly get back on your feet even after flood damage. 

Buy flood insurance in Arizona.

Did you know that just five inches increase in water level may result in damages of up to $25,000? Flood damage can be catastrophic. That said, be wise and purchase a flood insurance plan from The Insurance House to protect your home. Contact our office in Tuscon, AZ today!

Our Partners


  • American Modern
  • Austin Mutual
  • Badger
  • Bristol West
  • CBIC
  • Commonwealth
  • Encompass
  • Foremost
  • Hagerty
  • Liberty Mutual
  • Mapfre
  • Markel
  • Philadelphia
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • Travelers