The Insurance House

2801 E Broadway,
Tucson, AZ 85716

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Questions To Ask Your Insurance Agent When Shopping For Auto Insurance

Asking questions when you are shopping for auto insurance is important because it helps to save your money and time. Therefore, do not hesitate to discuss the policy with your agent and ask as many questions as you need. The Insurance House, serving clients from Tucson, AZ, recommends asking the following questions before signing an agreement: 

What Coverage Should I Get?

Since everyone’s situation is different, it is one of the most important questions to ask. You should also ask about the coverage limits – the maximum amount that your insurance policy will cover. Make sure that your coverage limits are enough, so you will not have to pay a lot out of pocket if something happens. 

Are There Any Discounts? 

Do not hesitate to ask about the available discounts. Most insurance companies have them, which allows you to save a lot of money. The most common discounts are safety features, safe driver, paid-in-full, good students, and others. 

What is My Deductible? 

Before your insurance kicks in, there is a certain amount that you have to pay out of pocket. It is called a deductible. The cost of your insurance depends on the deductible you have. If you want to save some money and pay lower premiums, then you should get higher deductibles. 

What Will Be Covered In Case Of An Accident? 

Be sure to get the specifics on what will be covered if you are involved in an accident. Even though it is unpleasant to think about such an unfortunate situation, you need to discuss it in advance to be prepared and to know what to expect. 

If you are a car owner living in Tucson, AZ and you are looking for auto insurance for your vehicle, The Insurance House is the company you can trust. Whatever questions you have, our experienced agents are ready to answer them and provide you with the detailed information you need. We do our best to find an insurance policy that will suit your needs. Give us a call today – we will be happy to assist you!

Avoid These Common Winter Auto Claims

Winter weather means snow, ice, and other challenges when you travel out of the temperate Tuscon area. If you are heading out to a part of the country that may present winter weather hazards, take precautions to avoid these common winter auto claims. These tips from The Insurance House can help protect your car and, perhaps, your safety.

1. Ice on the roads

Ice is actually more dangerous on the road than snow. Be sure that your tires are in good shape and properly inflated before you head out. If you know that the roads are icy, stay well below the speed limit to stay safe. If you hit a slick patch and start skidding, don’t slam on your brakes or jerk the steering wheel. Instead, just ease off the gas and gently steer into the skid.

2. Falling branches and tree limbs

Tree limbs and branches can become weighed down by snow and ice. Avoid parking your car underneath trees if at all possible to prevent tree branches from falling on your car. 

3. Collisions

When driving in snow and ice, you don’t only need to look out for yourself, you have to watch for other people as well. Pay close attention to other drivers and allow for extra stopping distance between your car and those of others. Stay well under the speed limit and be extra attentive in icy intersections to avoid collisions with other drivers. 

Despite your best efforts, sometimes things happen that are out of your control. If you have a winter weather-related problem with your car and you need to file a claim, contact the helpful folks at The Insurance House in Tuscon, Arizona. We will be glad to answer your questions and help you file a claim.

Our Partners


  • American Modern
  • Austin Mutual
  • Badger
  • Bristol West
  • CBIC
  • Commonwealth
  • Encompass
  • Foremost
  • Hagerty
  • Liberty Mutual
  • Mapfre
  • Markel
  • Philadelphia
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • Travelers