You have bought a boat in Tucson, AZ. Congratulations! There are not many things that beat the coziness of spending time on the water. However, as you have great times in the water, don’t forget one thing: boat insurance. Watercraft insurance protects you, your boat, and passengers from boating accidents that can cause unspeakable damages.
While buying insurance is one thing, do you know add-ons to consider to get the best out of your coverage? If not, hang on as The Insurance House guides you on add-ons to consider for your boat insurance.
Comprehensive and collision coverages
Think about the hard work you have put into owning your boat. It’s massive, right? Having said that, you need boat insurance to safeguard your prized asset when perils like accidents, falling objects, theft, fire, and other risks occur. In addition, boat insurance covers repairs and even replacing your boat when a total loss occurs.
While boat accidents aren’t as common as vehicular accidents, boating accidents still happen. And when you are deemed liable for a boating accident, you could face property damage, bodily injury, and possible legal claims. Without liability coverage, you could face significant out-of-pocket expenses.
Medical payments coverage
Every day, medical costs in America are on the rise. While you may comfortably afford out-of-pocket medical costs for minor injuries, it’s for severe accidents that you need MedPay coverage. This coverage comes in handy, especially when you don’t have health insurance, by covering medical expenses for you and your passengers following a boat accident.
Uninsured boater coverage
This insurance coverage saves the day when you collide with another boater without coverage. Unfortunately, since boat insurance isn’t mandatory in Arizona, it’s not uncommon to encounter uninsured boaters. However, if you have this coverage, it covers medical costs and property damage inflicted by uninsured boaters.
Buy boat insurance today!
Do you own a boat in Tucson, AZ? It’s time to protect your investment with boat insurance from The Insurance House. All you need is to contact our team for an affordable quote.