If you’re an Arizona driver, you must purchase auto insurance. Drivers in the Tucson, AZ area are invited to visit our office. Our team at The Insurance House looks forward to helping you get the coverage you need, at a price you can afford. We’ve been working with Arizona drivers like you since 1963.
What if My Friend Borrows My Car?
Most people understand that if they have an auto accident, their auto insurance will pay for the damages to their car. If you or the other driver is injured, your auto insurance can pay for medical expenses. You might wonder what would happen if you loan your car to someone – and an accident occurred while they were driving your car. According to Lorenzo & Lorenzo, auto insurance policies typically have a “permissive use” clause, which covers anyone who has your permission to use your car.
According to Lorenzo & Lorenzo, the policy “follows the vehicle,” which means your auto insurance will become the primary coverage for any accident. The same website reports that if your friend is declared to be at fault for the accident, you would be responsible for filing an accident claim, paying the deductible, and paying any premium increases that may occur for your policy. If the other driver is at fault, that driver’s insurance company would be responsible for the accident’s costs.
Call Us for Your Appointment Today
In Arizona, liability insurance is the minimum requirement for drivers. However, when you visit our office in Tucson, AZ, you’ll discover additional types of auto insurance that provide a significant benefit. Our team at the Insurance House has had over 60 years of experience providing service for drivers like you. Visit us today, and let us help you get the insurance you need.
