The Insurance House

2801 E Broadway,
Tucson, AZ 85716

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Do I really need flood insurance if I already have homeowners insurance?

Homeowners insurance from us at The Insurance House is a must for anyone who owns a home, but do you need to add flood insurance on top of that? The answer is a resounding yes! While homeowners insurance will cover most disasters, floods are not typically included. If your property here in the Tucson, AZ area is damaged by flooding, you will have no coverage unless you add flood insurance. 

Many things, including heavy rainfalls and snow melt, can cause flooding. It can also occur due to blocked drainage systems or broken levees. Floods may damage your home and your possessions, including furniture and electronics. All of this could cost thousands of dollars in repairs and replacements, so it makes sense to purchase flood insurance to ensure you are protected from such disasters.

Even if you don’t live in an area prone to flooding, taking precautions against potential water damage from rising water levels or flash flooding is still important. Flood insurance can provide peace of mind knowing that your most valuable asset — your home — is covered in case of a natural disaster. 

Ultimately, purchasing flood insurance on top of homeowners insurance is essential for any homeowner to protect their property and pocketbooks from unexpected floods.

For more information or to find a flood insurance policy that is right for you, call us at The Insurance House today. We are proud to serve the Tucson, AZ area and would be glad to help you find a policy that meets your needs and budget.

Our Partners

  • American Modern
  • Austin Mutual
  • Badger
  • Bristol West
  • CBIC
  • Commonwealth
  • Encompass
  • Foremost
  • Hagerty
  • Liberty Mutual
  • Mapfre
  • Markel
  • Philadelphia
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • The Hartford
  • Travelers