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Tucson, AZ 85716

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What Happens to Your Kids If You Die Without Life Insurance?

Perhaps you’re a new parent, or you want to make sure your older kids have enough money to fund their education. Life insurance provides the tools you need to protect your children from financial challenges if you die unexpectedly. At The Insurance House in Tucson, AZ, our agents can help you be there for your family even if you’re gone.

Life Insurance Secures Your Legacy: Your Kids

Many parents work hard and sacrifice to save up for college tuition. However, if you or your spouse die suddenly, life insurance gives your dependents access to college and other education options. Books, tuition, and housing go up every year. Fortunately, your policy can give your kids ample financial support without the burden of student loan debt.

Your home is a haven for your family, a place to find unconditional love and acceptance. If something happens to you, life insurance can help cover rent, relocation costs, or mortgage payments. Whether your survivors need to keep the family home afloat or you want to smooth the way for a guardian to take over, the right coverage gives your kids financial support. This allows your family to focus on healing and thriving in your absence.

Protect Your Kids Every Day

Beyond education and housing, you can leave behind cash to cover everyday expenses. Life insurance provides a cushion to pay for daily essentials like food, clothing, and extracurricular activities. Give your children stability so they can find their footing again.

Where can you find the guidance to protect your family in an unimaginable loss? At The Insurance House in Tucson, AZ, our experienced agents are well-versed in life insurance options that protect families after a loved one dies. Contact us to set up a consultation or review your existing policy.

Getting More Liability Coverage With Umbrella Insurance

As a home and vehicle owner, you likely already have home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability. But sometimes, they don’t extend far enough to fully cover serious accidents. That’s where umbrella insurance comes in.

Here at The Insurance House in Tucson, AZ, we can help you supplement your existing coverage with an umbrella policy, providing a higher level of protection.

The Benefit of Extended Liability Coverage

Your home and auto insurance policies both contain liability coverage, but it’s often not adequate. Serious accidents can result in substantial medical bills and other costs, like lost wages. By adding umbrella insurance, you will increase the liability coverage across your insurance policies. You amplify your home and auto coverages from a single policy, creating a safety net for costlier accidents.

Overcoming the Aftermath of Accidents

Umbrella insurance is typically purchased to ensure enough coverage for even the most serious accidents. If your home or auto policy is depleted after an accident, that’s when your umbrella policy steps in. This keeps you from having to pay out of pocket for any remaining balance after the initial policy has exhausted its coverage.

Securing Your Umbrella Insurance

An umbrella policy offers enhanced protection against severe accidents. When you’re ready to explore umbrella insurance options or purchase a policy, contact us at The Insurance House in Tucson, AZ.

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